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Credit Report Scams

Posted on May 21, 2015 in Credit Report Scams

One of the best ways to monitor your credit is by checking your annual credit report. When the Federal Trade Commission passed the Fair Credit Reporting Act they included a provision where all of the major credit reporting bureaus had to offer a free credit report to consumers every 12 months. It is through this annual credit report that consumers are able to monitor their credit scores, and make sure that there are no errors affecting their cr [...]

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Is Experian a Scam?

Posted on May 21, 2015 in Credit Report Scams

Experian is the newest of the three major credit reporting bureaus in the United States. Founded in 1980 Experian works with businesses and consumers to help deliver information about consumer.s credit histories. These credit histories are needed so that businesses can make sound decisions about who they will extend credit to and consumers can see what is affecting their credit rating, and make any necessary adjustments to their spending habits [...]

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Is Equifax a Scam?

Posted on May 21, 2015 in Credit Report Scams

Equifax is one of the three major credit reporting bureaus along with TransUnion and Experian. Equifax utilizes one of the largest sources of consumer and commercial data, along with excellent analytics to enhance the performance of both businesses and the lives of consumers. Equifax allows businesses, creditors, and lenders to make informed business decisions as well as helps consumers better understand what affects their credit rating. Howev [...]

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Is TransUnion a Scam?

Posted on May 21, 2015 in Credit Report Scams

TransUnion is one of the largest credit reporting agencies in the United States. TransUnion works with businesses and consumers to help provide greater insight into people.s credit scores. As a credit reporting agency TransUnion will relay consumer information to many creditors so that these companies can make sound business decisions when it comes to issuing credit. On the flip side TransUnion also assists consumers by giving them a chance to [...]

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