X
Home
About
Blog
Contact Us
FAQ
Privacy Policy
Sitemap

Credit Bureaus - What are the Credit Bureaus and What do they Do?

Posted on May 21, 2015 in Credit Bureaus

What are Credit Report Agencies? If you have ever investigated your credit score you surely have had to deal with a credit reporting agency. A credit reporting agency is a company that collects consumer credit information from a variety of sources. These agencies are able to collect consumer information from credit card companies and other creditors by exchanging the information in their database with the information the credit card companies [...]

Read More

Transunion Credit Bureau

Posted on May 21, 2015 in Credit Bureaus

Transunion - Second Largest Credit Bureau TransUnion is one of the three largest credit reporting agencies in the United States. TransUnion works with businesses and consumers to gather, analyze, and deliver information about people's credit histories so companies can avoid at-risk customers. History of TransUnion: TransUnion originally started as a railcar leasing operation in 1968, but quickly realized the business potential in becoming a le [...]

Read More

Experian Credit Reporting Agency

Posted on May 21, 2015 in Credit Bureaus

Experian is the third major credit reporting bureau in the United States. Founded in 1980 Experian is relatively new to the credit reporting industry. Like the other major credit bureaus, Experian works with businesses and consumers to gather, analyze, and deliver information about people's credit histories so that companies can make informed business decisions and consumers can monitor their credit rating so it does not become problematic. Hi [...]

Read More

Equifax - Credit Bureau

Posted on May 21, 2015 in Credit Bureaus

Who is Equifax Equifax is a global leader in information solutions. Utilizing one of the largest sources of consumer and commercial data, along with top notch analytics and proprietary technology, Equifax enhances the performance of both businesses and the lives of consumers. Equifax enables business, creditors, and lenders to make informed business decisions as well as helps consumers understand their credit histories. History of Equifax: [...]

Read More

The Free Credit Reporting Act

Posted on May 21, 2015 in Credit Bureaus

The Free Credit Reporting Act requires that the 3 Credit Bureaus provide Americans with their Credit Report once a year. What is the 'Free Credit Reporting Act?' In an effort to promote accuracy, fairness, and privacy of information in the files of consumer reporting agencies the federal Fair Credit Reporting Act was developed. This act outlines the various stipulations that are associated with credit reports and credit reporting bureaus. Th [...]

Read More