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About Free Annual Credit Reports.org

Information about our Company and Partners

FreeAnnualCreditReports.org is is a trusted service for end users and consumers to request free annual credit reports. We were created in 2007 to allow users to get instant and easy access to the credit reports of the three nationwide consumer credit reporting companies - Equifax, Experian and TransUnion.
FreeAnnualCreditReports.org offers consumers a fast and convenient way to request, view and print their credit reports in a secure Internet environment. We also provide options to request reports by telephone and by mail.

About the Credit Reporting Companies We Are Affiliated With

Equifax Credit Reporting

Equifax: Equifax Inc. (NYSE: EFX) is a global leader in turning information into intelligence. For businesses, Equifax provides faster and easier ways to find, approve and market to the right customers. For consumers, Equifax offers easier instantaneous ways to buy products or services, and better insight into and management of their personal credit. Headquartered in Atlanta, Equifax reported annual revenue of over $1.2 billion in 2003, and employs over 4,500 employees in 12 countries in North America, Latin America and Europe. Equifax. Information That Empowers.
For more information, please visit www.equifax.com.


Experian Credit Reporting

Experian: Experian is a global leader in providing information solutions to organizations and consumers. It helps organizations find, develop and manage profitable customer relationships by providing information, decision-making solutions and processing services. It empowers consumers to understand, manage and protect their personal information and assets. Experian works with more than 50,000 clients across diverse industries, including financial services, telecommunications, health care, insurance, retail and catalog, automotive, manufacturing, leisure, utilities, e-commerce, property and government. Experian has headquarters in Nottingham, UK, and Costa Mesa, California. Its 12,000 people in 26 countries support clients in more than 60 countries. Annual sales exceed $2.5 billion.
For more information, please visit www.experian.com.


Transunion Credit Reporting

TransUnion: TransUnion is a leading global information solutions company that customers trust as a business intelligence partner and commerce facilitator. TransUnion offers a broad range of financial products and services that enable customers to manage risk and capitalize on market opportunities. The company uses leading-edge technology coupled with extensive analytical capabilities to combat fraud and facilitate credit transactions between businesses and consumers across multiple markets. Founded in 1968, Chicago-based TransUnion employs 4,100 associates that support clients in 29 countries.
For more information, please visit www.transunion.com.

About Privacy Matters 1-2-3 | Our Credit Report Distribution Company

With Privacy Matters 1-2-3, you'll have full access to all of Privacy Matters 1-2-3’s benefits and services. As a member you get...

  • Triple Bureau Credit Monitoring1 provides automatic alerts when activity is detected in your credit files at all three credit bureaus
  • FREE 3-in-1 Credit Report and Score* — get unlimited online access to your 3-in-1 Credit Report and Score, which merges your credit information and scores from all three credit reporting bureaus into one easy-to-read report
  • Unlimited, toll-free access to Credit Report Customer Service

And that's not all! You also have access to...

  • Exclusive offers on computer protection software
  • Family Records Organizer CD-ROM and much more
  • You can also enroll in Identity Theft Restoration Services — at no additional cost to you

Plus you get helpful credit tools and information:

  • Credit Learning Center
  • News Alerts

Sign up now for three times the peace of mind — it's as easy as 1-2-3!

1 Credit services provided by TransUnion Interactive, Inc.

*After verification of your identity, your report is available for Secure Online Delivery in seconds. Privacy Matters 1-2-3 provides you with the tools you need to access and monitor your financial / credit information through the program's credit reporting and monitoring benefits. Privacy Matters 1-2-3 and its benefit providers are not credit repair service providers and do not receive fees for such services, nor are they credit clinics, credit repair or credit service organizations or businesses, as defined by federal and state law.

Ready to Apply for your Free Credit Report Online? Click Here!